Capital One Financial (COF)
Frequently Asked Questions About Capital One Financial (COF)
Does Capital One charge an annual fee on its credit cards?
Capital One offers both no-annual-fee credit cards and those that charge an annual fee, depending on the type of card and its benefits. Popular no-annual-fee options like the Capital One Quicksilver Cash Rewards Credit Card attract customers seeking rewards without additional costs. However, some premium cards that offer enhanced rewards and travel benefits may have annual fees, which are justified by the perks provided.
Does Capital One offer personal loans?
Yes, Capital One does offer personal loans, although its primary focus is on credit cards and auto loans. The personal loan offerings may vary by state and are designed to help customers manage expenses, consolidate debt, or finance major purchases. Capital One provides borrowers with flexible loan amounts and competitive interest rates, making it a popular option for those seeking personal financing.
How can I contact Capital One?
You can contact Capital One through various channels, including their customer service phone line, online chat support, or via their mobile app. The company also provides an extensive help center on its website, where customers can find answers to frequently asked questions. Additionally, customers can visit their local branches for in-person assistance or reach out via social media platforms.
How does Capital One support small businesses?
Capital One provides dedicated products and services tailored to the unique needs of small businesses. They offer business credit cards, checking and savings accounts, and loans designed to help entrepreneurs manage cash flow and invest in growth. Additionally, Capital One runs programs that support business education and resources for small business owners, reinforcing its commitment to fostering small business success across the U.S.
How many branches does Capital One have?
As of 2023, Capital One operates over 700 branches across the United States. However, the company also emphasizes its digital banking capabilities, which allow customers to access financial services through mobile and online platforms. Capital One's strategy balances physical presence with a robust digital experience to provide customers with convenient banking options.
Is Capital One a publicly traded company?
Yes, Capital One Financial Corporation is a publicly traded company listed on the New York Stock Exchange under the ticker symbol COF. It was listed in 1994, and since then, it has experienced significant growth and has become one of the most recognized financial brands in the U.S. Public trading allows investors to buy and sell shares, providing an opportunity for individuals to invest in one of the largest banking institutions in the country.
What are Capital One's customer service options?
Capital One offers various customer service options to ensure that clients receive support when needed. Customers can access help through their website, mobile app, or by calling dedicated customer service lines. Additionally, Capital One provides robust online resources, including FAQs and chat support, which aim to resolve issues quickly and effectively. The company emphasizes the importance of providing excellent customer service across all channels.
What are Capital One's hours of operation?
Capital One branch hours vary by location, but they typically operate from Monday to Saturday, with many branches open on Sunday as well. Standard operating hours usually range from morning until evening, with variations based on local regulations and customer demand. Online banking services and mobile apps are available 24/7, allowing customers to access their accounts, make transfers, and manage finances at any time.
What does Capital One Financial do?
Capital One Financial Corporation is a bank holding company that specializes in credit cards, auto loans, banking, and savings accounts. Founded in 1994 and headquartered in McLean, Virginia, Capital One has grown to become one of the largest banks in the United States, providing a wide range of financial services to consumers and businesses. The company is particularly well-known for its innovative credit card offerings and rewards programs.
What initiatives does Capital One have for corporate social responsibility?
Capital One is committed to corporate social responsibility and focuses on initiatives that support financial education, economic empowerment, and community development. The company invests in programs that promote financial literacy, support small businesses, and address socio-economic disparities. Their community efforts include partnerships with nonprofit organizations and funding aimed at fostering inclusive growth and sustainable practices.
What is Capital One's approach to technology?
Capital One is known for its innovative approach to technology in the financial services sector. The company invests heavily in digital solutions and data analytics to enhance customer experiences and streamline operations. They have a strong emphasis on creating user-friendly mobile apps, secure online banking services, and leveraging artificial intelligence to improve credit decision-making and fraud detection.
What is Capital One's credit score requirement for credit cards?
Capital One provides a range of credit cards that cater to customers with varying credit scores. While some cards may require a good to excellent credit score (typically 700 or above), others, like secured credit cards, are designed for individuals with limited or poor credit histories. Capital One encourages prospective applicants to check their credit scores before applying to find a card that best fits their financial situation.
What is Capital One's mobile banking app like?
Capital One's mobile banking app is designed to be user-friendly and intuitive, allowing customers to manage their accounts effectively. The app offers features such as balance inquiries, transaction history, money transfers, bill payments, and credit score monitoring. Users can also access their rewards and view offers, making it a comprehensive tool for managing both personal and business finances on the go.
What is Capital One's position on data security?
Capital One takes data security very seriously and implements various measures to protect customer information. The company uses advanced encryption methods, secure servers, and fraud monitoring systems to safeguard sensitive data. In 2019, Capital One experienced a data breach that affected millions of customers, leading the company to enhance its security protocols significantly and raise awareness about online safety among its users.
What types of credit cards does Capital One offer?
Capital One offers a wide range of credit cards designed to meet different customer needs, including cashback cards, travel rewards cards, and cards for individuals with limited or poor credit history. Popular options include the Capital One Venture Rewards Credit Card, the Capital One Quicksilver Cash Rewards Credit Card, and the Capital One Secured Mastercard. Each card typically comes with various benefits such as rewards programs, no foreign transaction fees, and promotional offers.
What types of savings accounts does Capital One offer?
Capital One offers several types of savings accounts to help customers save effectively. These include traditional high-yield savings accounts and specialized savings accounts that may target specific savings goals. Capital One's 360 Performance Savings Account is popular for its competitive interest rates and no monthly fees, making it an attractive option for savers looking to grow their money. Additionally, their online banking interface allows for easy management of savings accounts.
When was Capital One founded?
Capital One was founded in 1994 by Richard Fairbank and Nigel Morris. The company started as a small credit card issuer but quickly expanded its offerings and customer base, becoming known for its use of technology and data analytics in financial services. Over the years, it has grown significantly through acquisitions and organic growth, making it one of the leading financial institutions in the U.S.
Where is Capital One's headquarters located?
Capital One's headquarters is located in McLean, Virginia. The company moved its headquarters to McLean in 1999, and the location serves as a central hub for its operations, including technology, customer service, and corporate functions. Capital One's headquarters plays a crucial role in overseeing its extensive network of branches and digital banking services across the country.
What is the current price of Capital One Financial?
The current price of Capital One Financial is 150.57
When was Capital One Financial last traded?
The last trade of Capital One Financial was at 7:00 pm EDT on April 4th, 2025
What is the market capitalization of Capital One Financial?
The market capitalization of Capital One Financial is 67.17B
How many shares of Capital One Financial are outstanding?
Capital One Financial has 446.11M shares outstanding.